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活期借贷产品介绍及使用教程
发布于 2022年12月06日
更新于 2024年4月25日
阅读时长 2 分钟
一、产品简介
活期借贷是欧易推出的一款无固定期限，利息浮动的借款产品，用户可以通过质押数字资产的方式进行借款。活期借贷目前支持上百种种数字资产作为质押物，同时支持用户随借随还。另外，用户申请借款成功后资金会快速到账，本产品资金来源于余币宝理财产品，借贷利率每小时确定并更新。
二、产品用途
活期借贷有多种使用途径，用户可以将手中的资产通过活期借贷，抵押至欧易平台，并贷出相应额度的另一币种用于执行其他操作，例如抄底、参与搬砖套利，或者锁仓挖矿等。
值得注意的是，用户在贷出相应资产后，可以直接浏览欧易赚币重磅打造的简单赚币、结构化产品和链上赚币等版块，并一键参与个人感兴趣的项目，直观简便，欧易还会为用户承担上下链的手续费。
目前，欧易平台已接入年化收益率19%的 Anchor-UST的DeFi协议，以及锁仓LUNA赚取18.47%年化收益等锁仓赚币项目，选择丰富、体验多元。
三、风险提示：
1、欧易活期借贷利率由市场上资金的供需关系决定，每小时更新，并非一成不变，请留意利率变化；
2、欧易在接入第三方DeFi 和 Staking 项目的同时，仅提供项目信息展示及收益分发等相关服务，不承担任何由于合约漏洞、黑客事件、项目方跑路等潜在风险造成的资产损失；
3、用户在选择参与具体的项目之前，请尽量对项目做大致的了解和清晰的判断，为个人的决策负责。欧易平台在此过程中承担信息展示的功能，并不构成任何形式的投资建议。
四、使用教程：
1、APP端：APP内在专业模式下点击“金融”TAB，之后选择“借贷”。
2、WEB端：在导航栏点击“金融”TAB，之后选择“借贷”。
2、将 tab 切换至“活期”，选择想要质押及借款的币种，并输入相应金额，点击“确认”。
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This content is provided for informational purposes only and may cover products that are not available in your region. No responsibility or liability is accepted for any errors of fact or omission expressed in this content. It is not intended to provide (i) investment advice or an investment recommendation; (ii) an offer or solicitation to buy, sell, or hold digital assets, or (iii) financial, accounting, legal, or tax advice.
© 2024 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2024 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2024 OKX.” No derivative works or other uses of this article are permitted.
Information about: digital currency exchange services is prepared by OKX Australia Pty Ltd (ABN 22 636 269 040); derivatives and margin by OKX Australia Financial Pty Ltd (ABN 14 145 724 509, AFSL 379035) and is only intended for wholesale clients (within the meaning of the Corporations Act 2001 (Cth)); and other products and services by the relevant OKX entities which offer them (see Terms of Service). Information is general in nature and should not be taken as investment advice, personal recommendation or an offer of (or solicitation to) buy any crypto or related products. You should do your own research and obtain professional advice, including to ensure you understand the risks associated with these products, before you make a decision about them. Past performance is not indicative of future performance - never risk more than you are prepared to lose. Read our Terms of ServiceTerms of Serviceand Risk Disclosure Statement for more information.
© 2024 OKX. This article may be reproduced or distributed in its entirety, or excerpts of 100 words or less of this article may be used, provided such use is non-commercial. Any reproduction or distribution of the entire article must also prominently state: “This article is © 2024 OKX and is used with permission.” Permitted excerpts must cite to the name of the article and include attribution, for example “Article Name, [author name if applicable], © 2024 OKX.” No derivative works or other uses of this article are permitted.
Information about: digital currency exchange services is prepared by OKX Australia Pty Ltd (ABN 22 636 269 040); derivatives and margin by OKX Australia Financial Pty Ltd (ABN 14 145 724 509, AFSL 379035) and is only intended for wholesale clients (within the meaning of the Corporations Act 2001 (Cth)); and other products and services by the relevant OKX entities which offer them (see Terms of Service). Information is general in nature and should not be taken as investment advice, personal recommendation or an offer of (or solicitation to) buy any crypto or related products. You should do your own research and obtain professional advice, including to ensure you understand the risks associated with these products, before you make a decision about them. Past performance is not indicative of future performance - never risk more than you are prepared to lose. Read our Terms of ServiceTerms of Serviceand Risk Disclosure Statement for more information.
